Essential Tools for Flood Zone Protection

Floods usually strike without warning. Even in areas where they are rare, they can still happen. If you reside in Richardson, TX, you should consider getting flood insurance from Collum Insurance Group LLC. Why? Standard homeowner’s insurance doesn’t cover flood damage. That’s why flood insurance is essential for your home.

Flood insurance can save you from incurring the hefty costs of repairing and rebuilding your home after a flood. But here are some tools you can use to protect your home from floods before they happen.

Flood Sensors

Installing a flood detection system will ensure you’re alerted about even the tiniest of leaks in your home. Detecting these small leaks early can help you stop them before they cause substantial damage, saving you lots of money.

Battery-Powered Sump Pumps

A sump pump is a useful device that can pump and drive water away from your home in the event of a flood. Sump pumps are typically incorporated into the home’s electrical system. However, you’ll ideally want to get a battery-powered sump pump. So that if the power goes out during a flood, the pump will continue to function until the power returns.

Flood Resistant Doors

Doors are usually the most common entry point for floodwater. Therefore, investing in a flood-resistant door can prove to be an excellent first line of defense against floods. Alternatively, you can line the base of your door with duct tape to prevent floodwater from getting into your home. While installing flood-resistant doors is a more effective way to prevent floodwater from getting into your home, lining your doors with duct tape is far less costly.

Purchasing Flood Insurance

If you’ve done the things listed above, flood water is less likely to enter your home. But, it’s still advisable for you to get flood insurance. If you’re interested in taking out a policy, and you live in Richardson, TX, contact Collum Insurance Group LLC or visit our website to learn more about flood insurance.

3 Tips for Buying Flood Insurance in Texas

Flooding happens in Texas, and it’s up to you to be prepared.

Did you know that your standard homeowner’s insurance policy does not cover flooding? In fact, flood insurance is an entirely different policy and one that you need to have maximum coverage in the event of a flood. If you think it’s more of a hassle than what it’s worth, consider losing everything compared to paying a small premium for peace of mind and investment in your future. Purchasing flood insurance is a simple and straightforward process that the agents at Collum Insurance Group LLC in Richardson, TX can help you with. In the meantime, we’ve outlined three tips below to help you know what to expect when you give us a call.

1. You’re Working with a Reputable Agent

All of our agents at Collum Insurance Group LLC are knowledgeable, friendly, and reputable. They are here to take your call and answer all your questions and concerns. In fact, you’ll want to utilize their services to make the next two steps go smoothly.

2. Compare Many Quotes

You and your agent will pinpoint a few quotes for you to compare after learning your flood insurance needs and budget. From here, you can choose one that you’re happy with before moving on to the next step.

3. Bundle Your Policies

Once you’ve chosen the right flood insurance policy, you can see about bundling all of your other policies – life, auto, homeowner’s – under one insurance company. This gives you a discount on your insurance premiums.

Ready to purchase flood insurance? If so, contact our team, serving the Richardson, TX area, to get started today.