3 Tips for Buying Flood Insurance in Texas

Flooding happens in Texas, and it’s up to you to be prepared.

Did you know that your standard homeowner’s insurance policy does not cover flooding? In fact, flood insurance is an entirely different policy and one that you need to have maximum coverage in the event of a flood. If you think it’s more of a hassle than what it’s worth, consider losing everything compared to paying a small premium for peace of mind and investment in your future. Purchasing flood insurance is a simple and straightforward process that the agents at Collum Insurance Group LLC in Richardson, TX can help you with. In the meantime, we’ve outlined three tips below to help you know what to expect when you give us a call.

1. You’re Working with a Reputable Agent

All of our agents at Collum Insurance Group LLC are knowledgeable, friendly, and reputable. They are here to take your call and answer all your questions and concerns. In fact, you’ll want to utilize their services to make the next two steps go smoothly.

2. Compare Many Quotes

You and your agent will pinpoint a few quotes for you to compare after learning your flood insurance needs and budget. From here, you can choose one that you’re happy with before moving on to the next step.

3. Bundle Your Policies

Once you’ve chosen the right flood insurance policy, you can see about bundling all of your other policies – life, auto, homeowner’s – under one insurance company. This gives you a discount on your insurance premiums.

Ready to purchase flood insurance? If so, contact our team, serving the Richardson, TX area, to get started today.