Boat and Motorcycle Insurance in Texas

Boat/Watercraft Insurance

Insuring your Richardson, TX boat/watercraft is an important way to make sure you have the right level of protection for the things that matter most. As an asset you want to take good care of, any marine vehicle should have adequate coverage. While your homeowner's policy will protect your boat to a certain extent, it won't offer liability protection or pay for injury or damage to other people or their property. But you can get Texas marine craft insurance from Collum Insurance Group LLC, so you do not need to worry about whether you have the level and type of protection that is going to be right for all your marine adventures.

When you want to protect a boat/watercraft the right way, working with a quality, trusted company and dedicated agents can make a difference. That way you can get your questions answered and compare policy options so you can make an informed choice. No matter where you are in Texas there is a long, warm summer where you will want to take your boat out on the water and enjoy everything it has to offer. When you have good insurance, you can do that much more easily. There is no need to settle for less than peace of mind, so you can get your insurance needs taken care of and get back to living life.

Reach out to us today at Collum Insurance Group LLC and let us help with your Richardson, TX marine insurance needs. We know you have a choice in insurance companies, and we are dedicated to giving you quality service and a great value. Our agents will be happy to help you find a new policy or update an existing one, so you will have the great coverage you want and expect. Then all you will need to focus on is the warm, dry weather and the joy of taking your boat or watercraft out onto the great waterways all throughout the state.

Motorcycle Insurance

Riding down the highway with the wind in your hair on your beloved motorcycle is a great feeling but it is even better when you know you and your bike are protected if anything happens. To ensure that you have the most peace of mind, you need to obtain motorcycle insurance coverage and the type of coverage and the amount is up to you as long as you have the minimum insurance required in the state of Texas.

In Texas, all motorcycle owners must obtain at least the minimum amount of coverage which is liability insurance that covers $30,000 in injury coverage for each person in an accident, up to $60,000 for all injuries per accident, and $25,000 for property damage per accident. While all motorcycle owners must have liability motorcycle insurance, many opt for more coverage for their bike which is a major investment for most.

Full-coverage motorcycle insurance will cover the repairs or replacement cost if your bike is damaged or stolen along with any damages you may cause in an accident. In most cases, full coverage motorcycle insurance will include comprehensive and collision insurance in addition to the state-mandated liability coverages. It is the best way to protect your bike since it will cover the loss or repairs needed to your bike in the event it is stolen, damaged by someone without insurance, is vandalized, or damaged by an event, such as a tornado, hail storm, fire, or theft. It can also include personal injury protection for you and your passenger and damages you could cause if you have a crash with another motorist or property, such as a tree, pole, or building.

The best way to determine what type of motorcycle insurance you need and will be best for your situation is to speak with an experienced, trustworthy insurance agent that understands all aspects of this type of insurance. The insurance agents at Collum Insurance Group LLC in Richardson, TX have those qualities and are ready to assist you with all your motorcycle insurance needs.